Small Business Grants in Texas
Texas has one of the fastest-growing small business economies in the nation, adding thousands of new businesses each year. The state's low-tax environment is complemented by strong economic development programs, and Texas businesses benefit from both federal funding and aggressive state-level incentive programs.
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Texas's Small Business Economy
Texas's key industries include energy, technology, agriculture, manufacturing, and retail. Grant programs are often tailored to these sectors, meaning businesses in these industries tend to qualify for more opportunities — and face less competition for state-specific awards than for purely federal programs.
Top Grants Available to Texas Businesses
These are nationwide programs with no state restrictions. Texas businesses qualify for all of them.
Jobber Grants for Home Service Businesses
Jobber
Annual $250,000 grant program exclusively for home service businesses — plumbing, HVAC, electrical, roofing, landscaping, painting, pest control, cleaning. Grand prize $100K, plus $50K, $25K×2, and $10K×5. Requires joining the free Jobber Home Service Community Forum before applying.
HUD Community Development Block Grant (CDBG)
U.S. Department of Housing and Urban Development
HUD does not grant CDBG funds directly to businesses, nonprofits, or individuals — the direct grantee is always the city or county government. There is no application a business can submit to HUD; a business can only lobby its local government to fund a project. Verified against hud.gov 2026-07-14.
Accion Opportunity Fund Grants
Accion Opportunity Fund
Primarily a LOAN provider (term loans, SBA 7(a), equipment/truck financing) — actual grants are rare, sponsor-specific, time-limited side programs (e.g. a past $10K Black-owned-business grant, a past $5K restart grant), not a standing $25K general grant. Most current activity is loans, not grants.
USDA Rural Energy for America Program (REAP)
USDA Rural Development
Grants covering up to 50% of project costs for HVAC upgrades, energy efficiency improvements, and renewable energy installations at rural small businesses. Strong fit for HVAC contractors upgrading client equipment or their own facility.
IFundWomen General Grant
IFundWomen
Ongoing grants and coaching for women-owned businesses. IFundWomen partners with major brands to fund women entrepreneurs across all industries.
Amber Grant for Women
WomensNet
Monthly $10,000 grants to women-owned businesses plus a $50,000 year-end grant. One of the most accessible women's business grants — $15 application fee, no minimum revenue, rolling monthly deadlines.
Cartier Women's Initiative Award
Cartier
International grant for women-led, for-profit businesses with positive social and/or environmental impact. Up to $100K for finalists.
Visa She's Next Grant Program
Visa
Grants and mentorship for women-owned small businesses, with a focus on Black women entrepreneurs and underserved communities.
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Get My Free Texas Grant ReportTexasState Programs & Resources
In addition to federal grants, Texas has state-specific programs worth exploring.
Texas Economic Development Corporation
Provides resources and referrals for small businesses seeking state-level funding, incentive programs, and connection to regional economic development councils.
Texas Enterprise Fund
A deal-closing incentive fund used to attract and retain businesses that create jobs in Texas. Existing Texas businesses expanding operations may qualify.
Texas SBDC Network
With 60+ centers across the state, the Texas SBDC offers free grant-search assistance, application coaching, and financial advising to small business owners.
Frequently Asked Questions
Are there grants specifically for Texas businesses?▼
Yes — Texas has state-specific programs including Texas Economic Development Corporation, Texas Enterprise Fund, Texas SBDC Network. In addition to the federal grants above, our report includes guidance on finding and applying to Texas-specific programs.
Does Texas have state-specific small business grants?▼
Yes — through the Texas Enterprise Fund, Product Development and Small Business Incubator Fund, and regional economic development grants. Many Texas cities and counties also run their own small business grant programs.
What types of businesses qualify for Texas grants?▼
Texas prioritizes businesses that create jobs and have a positive economic impact. Energy, advanced manufacturing, agriculture, and tech are especially well-funded. Rural Texas businesses have additional access through USDA programs.
Are there grants for veteran-owned businesses in Texas?▼
Texas has one of the largest veteran populations in the country and strong support through the SBA's Boots to Business program, the Texas Veterans Commission, and veteran-specific private grants. VOSB certification significantly expands your options.
Do I have to pay back a grant?▼
No — grants are free money that does not need to be repaid. Unlike loans, grants are awarded outright for qualifying business activities. Some grants have reporting requirements (spending documentation) but no repayment obligation.
How long does it take to receive grant money?▼
It depends on the grant. After approval, most federal grants disburse within 30-90 days. State grants vary. Some private grants (like Hello Alice and Amber Grant) can move faster. Our report identifies the fastest grants to apply for.
What if I don't have any certifications?▼
Many top grants are open to all small businesses regardless of certifications. That said, certifications like WOSB, VOSB, or MBE can dramatically increase the number of grants you qualify for. Our report includes a certification roadmap if you qualify.
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