Small Business Grants in Arizona
Arizona has become one of the top relocation destinations for both businesses and residents, with strong growth in technology, clean energy, semiconductor manufacturing, and tourism. The Arizona Commerce Authority (ACA) is the state's primary economic development engine, running grant and incentive programs alongside the Arizona SBDC network.
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Arizona's Small Business Economy
Arizona's key industries include technology, clean energy, manufacturing, tourism, and healthcare. Grant programs are often tailored to these sectors, meaning businesses in these industries tend to qualify for more opportunities — and face less competition for state-specific awards than for purely federal programs.
Top Grants Available to Arizona Businesses
These are nationwide programs with no state restrictions. Arizona businesses qualify for all of them.
Jobber Grants for Home Service Businesses
Jobber
Annual $250,000 grant program exclusively for home service businesses — plumbing, HVAC, electrical, roofing, landscaping, painting, pest control, cleaning. Grand prize $100K, plus $50K, $25K×2, and $10K×5. Requires joining the free Jobber Home Service Community Forum before applying.
HUD Community Development Block Grant (CDBG)
U.S. Department of Housing and Urban Development
HUD does not grant CDBG funds directly to businesses, nonprofits, or individuals — the direct grantee is always the city or county government. There is no application a business can submit to HUD; a business can only lobby its local government to fund a project. Verified against hud.gov 2026-07-14.
Accion Opportunity Fund Grants
Accion Opportunity Fund
Primarily a LOAN provider (term loans, SBA 7(a), equipment/truck financing) — actual grants are rare, sponsor-specific, time-limited side programs (e.g. a past $10K Black-owned-business grant, a past $5K restart grant), not a standing $25K general grant. Most current activity is loans, not grants.
USDA Rural Energy for America Program (REAP)
USDA Rural Development
Grants covering up to 50% of project costs for HVAC upgrades, energy efficiency improvements, and renewable energy installations at rural small businesses. Strong fit for HVAC contractors upgrading client equipment or their own facility.
IFundWomen General Grant
IFundWomen
Ongoing grants and coaching for women-owned businesses. IFundWomen partners with major brands to fund women entrepreneurs across all industries.
Amber Grant for Women
WomensNet
Monthly $10,000 grants to women-owned businesses plus a $50,000 year-end grant. One of the most accessible women's business grants — $15 application fee, no minimum revenue, rolling monthly deadlines.
Cartier Women's Initiative Award
Cartier
International grant for women-led, for-profit businesses with positive social and/or environmental impact. Up to $100K for finalists.
Visa She's Next Grant Program
Visa
Grants and mentorship for women-owned small businesses, with a focus on Black women entrepreneurs and underserved communities.
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Get My Free Arizona Grant ReportArizonaState Programs & Resources
In addition to federal grants, Arizona has state-specific programs worth exploring.
Arizona Commerce Authority (ACA)
Administers Arizona's business incentive programs including the Arizona Innovation Challenge and Quality Jobs Tax Credit, with resources for businesses at every stage.
Arizona SBDC Network
With centers in Phoenix, Tucson, Flagstaff, and across the state, the Arizona SBDC provides free consulting and grant research services.
Arizona Innovation Challenge
A competitive grant program for technology and innovation-focused businesses in Arizona, providing seed and growth-stage funding.
Frequently Asked Questions
Are there grants specifically for Arizona businesses?▼
Yes — Arizona has state-specific programs including Arizona Commerce Authority (ACA), Arizona SBDC Network, Arizona Innovation Challenge. In addition to the federal grants above, our report includes guidance on finding and applying to Arizona-specific programs.
Are there grants for Phoenix or Scottsdale small businesses?▼
The City of Phoenix offers economic development grants through the Phoenix Community and Economic Development Department, and Scottsdale has small business support programs through Scottsdale Area Chamber of Commerce and the City's Economic Development Office.
Does Arizona have grants for clean energy businesses?▼
Arizona is a top state for solar and clean energy grants. The ACA's clean energy programs, DOE state energy grants, and private foundation funding through the Kresge Foundation and others all support Arizona clean energy businesses.
Are there Arizona grants for Native American-owned businesses?▼
Yes — the SBA's Office of Native American Affairs, the Native American Agriculture Fund, and tribal economic development programs on Arizona's reservations provide significant grant support for Native American entrepreneurs.
Do I have to pay back a grant?▼
No — grants are free money that does not need to be repaid. Unlike loans, grants are awarded outright for qualifying business activities. Some grants have reporting requirements (spending documentation) but no repayment obligation.
How long does it take to receive grant money?▼
It depends on the grant. After approval, most federal grants disburse within 30-90 days. State grants vary. Some private grants (like Hello Alice and Amber Grant) can move faster. Our report identifies the fastest grants to apply for.
What if I don't have any certifications?▼
Many top grants are open to all small businesses regardless of certifications. That said, certifications like WOSB, VOSB, or MBE can dramatically increase the number of grants you qualify for. Our report includes a certification roadmap if you qualify.
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